Licensing + State Availability

Licensing, NMLS, and current DSCR availability.

Review the current business-purpose DSCR state category, lender identity, and the disclosures that apply before moving a property into the quote flow.

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01LENDER IDENTITY

FFC Mortgage Corp. dba NonQM123

NMLS #3252 · Equal Housing Lender · 1 Jenner, Suite 260B, Irvine, CA 92618.

02CURRENT MATRIX

43 jurisdictions show a DSCR path

4 banked/licensed · 37 additional natural-person + LLC · 2 LLC-only. Eight jurisdictions are not currently shown as available.

03FINAL REVIEW

Availability is not an approval

Borrower, vesting, property, loan purpose, state law, program, investor, licensing, and underwriting requirements still apply.

Property state

Find the right state-specific review.

The map shows the supplied program matrix, not an approval or a legal conclusion. Confirm availability and vesting with the team before relying on it.

Choose your property state

Tile positions are illustrative, not geographic scale. The same jurisdictions are listed below.

View All State Categories

Licensed-channel review

California, Florida, Idaho, Louisiana

Individual or LLC paths

Alabama, Alaska, Arkansas, Colorado, Connecticut, Delaware, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, Vermont, Washington, Washington, D.C., West Virginia, Wisconsin, Wyoming

Eligible entity required

Montana, Virginia

Not currently available

Arizona, Minnesota, Nevada, North Dakota, Oregon, Rhode Island, South Dakota, Utah

Licensing and verification

Know who is behind the Guru.

DSCRLoanGuru.com is an investor-loan education and quote-request experience operated for FFC Mortgage Corp. dba NonQM123, NMLS #3252, Equal Housing Lender.

NMLS Consumer Access

Company information may be independently reviewed through NMLS Consumer Access. State availability and required disclosures depend on the property location, borrower and vesting structure, applicable licensing or exemptions, and the final transaction.

Program availability

The map reflects the approved current DSCR availability matrix supplied for this financing review. Programs can change without notice. The lender must confirm the property state, occupancy, loan purpose, entity, product, documentation, and applicable requirements after receiving a complete request.

No universal approval or terms

A colored state category does not guarantee approval, a particular loan amount, leverage, rate, fee, prepayment structure, closing timeline, or property eligibility.

✦ State reviewed. Property next.

Run the actual rental-property scenario.

Move the property state, value, loan purpose, requested amount, rent, and expenses into the connected DSCR quote flow.

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